*Conforming for the Interim Budget 2015, so it Special Repaired Put Notice Program applies to own Elderly people above sixty years old. The utmost deposit are Rs. step one.5 Mln.
*** Put liabilities was basically covered towards Sri Lanka Put Insurance policies System used of the Monetary Panel on the percentage off relevant advanced to possess settlement around a maximum of Rs. 600,100 for every depositor.
*** DFA eight Big date Telephone call places rates can be applied just for membership established or perhaps to become unsealed inside USD, GBP and you will EUR.
- The newest modified rates derive from Monetary Legislation Act order No 03 away from 2021 given to the 30th because of the Financial Board away from Central Financial away from Sri Lanka.
0% p.a beneficial. at the mercy of floor price from % p.a beneficial Around seven Years – six months AWPLR + step 3.5% p.good. subject to floor rate regarding % p.a good.
- step 1. Current Membership
- dos. Deals and you may Time Profile
- step 3. Standard Procedures
- cuatro. Electronic Banking
- 5. Credit Procedures
Senior citizens will suggest persons who happen to be more Sixty (60) years of age at the time of accepting otherwise renewal off in initial deposit
| Tourism/ Build | % | % |
| Most other Globe/ Plantation | % | % |
| Problem of duplicate declaration- seller (delicate content) (fee for every each and every day report) Up to 03 days 03 weeks to help you 06 months 06 months so you can 1 year More 12 months | ||
| Interest rate | % Per annum | |
| Desire into the pay day loan | % Yearly | |
| 4.2 Debit Notes | ||
| Signing up for Fee (Leaving out 14+, NRFC & Stature C/A) Label Card No Label Credit (Earliest Card) | Rs.500/- Complimentary | |
| Yearly Percentage (Excluding 14+, NRFC & Status C/A) | Rs.200/- | |
| Restoration or Replacement for Credit | Rs.300/- | |
| Reactivation Percentage out of averted notes | Rs.50/- | |
| Maximum Enhancement Commission | Rs.100/- | |
| Debit credit to another country use percentage ATMs | Rs. 500/- | |
| 4.step 3 Automatic teller machine Features | ||
| cuatro.step three.step 1 Debit/ Atm Purchases performed towards BOC ATMs | ||
| Atm Dollars detachment commission | Rs.5/- | |
| Automatic teller machine Balance Inquiry commission | Free of charge | |
| cuatro.step three.dos Debit/ Atm Purchases performed towards the LankaPay ATMs | ||
| Atm Dollars withdrawal commission | Rs.30/- | |
| Automatic teller machine Equilibrium Query | Rs.7/50 | |
| cuatro.3.3 Debit/ Atm Deals performed with the local Visa Master network | ||
| Atm bucks withdrawal percentage | Rs.75/- | |
| cuatro.cuatro Internet Banking | ||
| Joining Commission Corporate Customers | Rs.step 1,000/- (Rs.500/- for every extra associate when exceeding step 3 profiles) No-cost | |
| Annual Payment Corporate Consumers Individual Customer | Rs.dos,000/- Rs.500/- | |
| Financing Transfers | ||
| CEFT – Web sites Financial | Rs.50/- | |
| Slides – Web sites Financial | Rs.20/- | |
| e-bill confirmation throughout the Financial | Rs.50/- |
Elderly people should suggest people who’re more Sixty (60) yrs . old at the time of acknowledging or renewal of in initial deposit
| Residential Tariff – Borrowing Businesses | which have impact away from |
| (Taxation and you may Levies enforced by Regulators off Sri Lanka could possibly get feel relevant even better Tariff) | |
| 5.0 Borrowing from the bank Functions | Tariff |
| 5.step one Services Costs to possess Cot query (Along with Credit Suggestions Agency Costs) | |
| Query from Cot Personal & Company Users Corporate Customers | Rs. 300/- (Exempted to possess “Thurunudiriya” Loans) Rs. 700/- |
| 5.dos Credit Institution (other than the development Financing Plans) – Operating of App & Paperwork Charges | |
| Individual and Commercial (Term) Finance less than Rs. 50,000/- | |
| A. Bucks supported Security | Rs. 150/- |
| B. Almost every other Equity | Rs. 250/- |
| Individual and Industrial (Term) Loans a lot more than Rs. fifty,001/- | |
| An effective. Dollars backed Shelter Personal Company & Corporate | 0.5% Max. Rs. step one,000/- 0.5% Min. Rs. step 1,000/- Max. Rs. 10,000/- |
| B. Most other Security Individual Users Organization Consumers | 0.8% Minute. Rs. 500/- Maximum. Rs. 20,000/- 0.8% Minute. Rs. 5,000/- Maximum. Rs. a hundred,000/- |
| Property finance (Along with the real expenses) i.age. Valuation/ Identity etcetera. BOC Housing Financing Govt. Construction Finance |